Open term loans can be created with zero platform service fee if borrowers create them right after a pool has been deployed.

Description

The platform service fee is set on loan deployment; however, when a pool is deployed, its platform service fee is 0 (has not been set yet), so a borrower could deploy a loan right after a pool deployment and have 0 platform service fee.

Recommendation

Set the platformServiceFee when a loan is funded instead of when created, similarly to what happens on the fixed term loan.

Status

Acknowledged by the team.